karl rove, former chief advisor, deputy chief of staff to president george w. bush and fox news contributor. good morning to you and welcome back. >> good morning, bill. bill: we'll get to cvs in a moment. you bought your whiteboard because you've been tracking health care premiums since obamacare was signed into law. what have you found? >> well, this is important. this is why cvs is trying to do this. the law is pushing up the premiums that are being paid by employers and their workers. and, companies as a result are looking for every piece in the law that gives them a chance to try to restrain that growth. in 2009, before the affordable care act the average, average cost of a health insurance for family of four was 13,375. 2010, it jumped to 13,770. a 1.7% increase. that is the year the law got passed. the next year it had a $103 premium increase, jumping to $15,000. last year it was 672, up 4 1/2%. now remember, companies now are paying an average, the companies pay most of this cost. they're paying an average of $11,429 out of that $15,745 that is being, t